These Secret Algorithms Control Your Life
AI-derived scores rank individuals based on their profitability or risk as consumers, job candidates, or even defendants in court. Machine-learning algorithms decide your life.
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Businesses, courts and the police have adopted artificial intelligence to assign scores to individuals based on poorly understood statistical analysis. The public needs to start a dialogue about whether or not we want to accept the ethics of this practice.
Throughout my research, I have been able to identify seven different scores maintained on individuals or locations. Here’s what I could find. You have a:
• consumer score, which is now widespread among customer-oriented enterprises
• Health Score and Driver Score, – both of which are sought by insurance companies and I already covered these two scoring systems in separate videos.
• Credit Rating Score – used in lending, loaning and banking markets.
• Job Applicant Score – most commonly deployed in resume scanning and candidate ranking
• a risk-assessment score used in criminal justice system,
• and a predictive policing score
Sources
Bias and privacy concerns: https://news.harvard.edu/gazet....te/story/2020/10/eth
Consumer score
https://www.theverge.com/2019/....11/6/20952239/secret
https://www.nytimes.com/2019/1....1/04/business/secret
https://www.wsj.com/articles/o....n-hold-for-45-minute
https://www.inc.com/bill-murph....y-jr/secret-consumer
Health score
https://www.statnews.com/2015/....12/15/insurance-big-
https://www.propublica.org/art....icle/health-insurers
https://time.com/4588104/medical-data-industry/
https://www.revealnews.org/blo....g/your-medical-data-
Driver score
https://www.washingtonpost.com..../technology/2019/12/
https://www.consumerreports.or....g/automotive-technol
https://www.mckinsey.com/~/med....ia/mckinsey/industri
Job applicant score
Amazon hiring AI bias: https://www.reuters.com/articl....e/us-amazon-com-jobs
https://www.cnbc.com/2021/08/2....3/the-resume-may-no-
Resume screening: https://www.vox.com/recode/201....9/12/12/20993665/art
https://www.inc.com/minda-zetl....in/ai-artificial-int
Babysitter screening: https://gizmodo.com/predictim-....claims-its-ai-can-fl
Risk-assessment score in justice system
https://www.wired.com/story/al....gorithms-shouldve-ma
https://www.wired.com/story/wh....en-government-rules-
https://www.telegraph.co.uk/ne....ws/2020/10/19/robot-
Machine bias in criminal sentencing: https://www.propublica.org/art....icle/machine-bias-ri
https://www.zdnet.com/article/....ai-in-the-court-are-
https://www.nytimes.com/2016/0....6/23/us/backlash-in-
https://www.nytimes.com/2017/0....5/01/us/politics/sen
https://www.theverge.com/2019/....1/17/18186674/daniel
Predictive policing
https://www.technologyreview.c....om/2020/07/17/100539
https://www.theverge.com/2018/....2/27/17054740/palant
https://www.nytimes.com/2015/0....9/25/us/police-progr
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